Make a budget
Again, it’s a simple idea that can do wonders to ease your mind and pocketbook during the holidays. Decide beforehand how much you can/want to spend this holiday season, and stick to it.
If your wish list (and this includes presents, dinners, decorations, tree, everything) exceeds the allotted money, figure out ways to go cheaper this year. All it takes is a little creativity and sometimes a little more time.
Being financially strict doesn’t make you a scrooge! It does make you realistic, calmer, and—hopefully—more financially healthy.