Yes, that’s right. A simple but often overlooked concept! Planning ahead can save you not just stress, but also money.
Take time before the holiday season to sit down with a piece of paper and a calculator. Make a wish list, a to-do list, and plan your budget accordingly.
Planning now will also help avoid last-minute gift shopping, which often results in panicked (and over-priced!) impulse buys.
Even just a couple of hours of methodical planning and careful calculating in early December can help you enjoy the coming weeks...leaving you time for gift buying or making, and giving you a clearer idea of expenses to anticipate.